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Protection for you and your family

Do you ever wonder how you and your family would cope financially if you were unable to work due to incapacity or long term illness?

Income protection can give you the financial back up you need to ensure you and your family are provided for until you are able to return to work.

What is Income Protection Insurance?

Income protection insurance is designed to provide an income in the event that the insured is unable to work due to incapacity or long term illness.

The benefit is usually paid monthly and the amount may be subject to underwriting at the time a claim is made.

There are limits to the amount of cover you can arrange, usually 65% of your gross salary and pre-existing medical conditions may be excluded.

Talk to us

As there are various options to consider, we are happy to discuss your circumstances to identify
the best solution for you.

These policies are not savings or investment plans so if you cancel your policy, you will not get your money back.
All protection policies have benefits and drawbacks. Drawbacks can include exclusions and limits to the amount of
cover. We will discuss these with you before we make a recommendation.

As with all insurance policies terms, conditions and exclusions will apply.

Request an income protection quote